Our society is maintained by information: information about who we were, who we are, and in some cases who we will become. We live in the Information age, a time where movement of information is faster than physical movement. Some say that we live in a new type of society called an Information Society, in which the creation, distribution and manipulation of information has become a significant economic and cultural activity. Matthew Lesko, a columnist, made this point clear when he wrote, “Information is the currency of today’s world.” Sir Francis Bacon an English statesman from the 1500s proclaimed wisely that, “Knowledge is power.” His words echo today in the familiar truism, “Information is power.”

In our lives today we experience how the personal information that we keep, that we share and that we lose, moves us through a waxing and waning dance of power and powerlessness. Keep your information safe and you protect your home, your assets, your family and maybe even your life. Share your information and in return you hope to receive valuable goods and services. Lose your information and the things that you enjoy and love can come crumbling down around you.

Today, instead of on paper, most of our private information is stored in electronic format on hard drives. This technology allows our world to do business as never before imagined. Business is faster, less expensive and requires far less labor than even one generation ago.

However, throughout history we discover that technological advancement has a price. Pollution and stress invades our environment and often our bodies. The loss of certain skills once familiar drives us toward a dangerous dependency. Now high-tech scam artists and thieves prey on victims around the world at the speed of light and neither needs to be awake for the crime to occur. With these things in mind we are moved to the realization that now is the time for each of us to examine the state of, and the danger to, our personal information.

Your private information is vulnerable in two ways. It is vulnerable to loss and theft. We can compartmentalize your storage locations into two frameworks, your local, personal computer storage and your online storage. These frameworks each have their strengths and weaknesses.

Your local, offline information can be stolen by someone breaking into your house, car or wherever you keep your computer. Your data can be destroyed by a hard drive crash, a fire or flood. It is difficult and time consuming to keep consistent, daily backups of your hard drive then store them at a location other than your computer. You can never be sure if your computer is at this very moment infected with spyware, adware, trojans, back doors, key loggers, bots or viruses. Each one is capable of taking control of your computer and sending your valuable, private information from your hard drive to anywhere in the world.

Many people enjoy keeping notes and documents online. People every day are discovering the convenience of having their thoughts, to-do lists, diaries, customer lists or essays available from any computer in the world. Business people, real estate agents, sales people and others are now getting more work done more efficiently thanks to the wellspring of online document authoring sites.

Now freed from the task of daily backups and concerns about loss and theft due to an infected computer, only one thing remains from making online document authoring and storage the perfect solution: privacy.

Unless you see that the address of the website youre on begins with the five letters https, your login ID and password are sent in plain text through unknown places over the Internet. Your documents and everything you type is available to be seen, captured and used by criminals and scam artist devious enough to use that which was supposed to be private.

Once your information is on the remote computer, do you know how your data is stored? Do you know who has access to it? Perhaps its a computer technician who think its fun to read about other peoples lives and secrets. Perhaps its someone who sells information on the side to make a little extra money. You just cant know. And unfortunately, none of these sites seem to care enough about your privacy to encrypt your documents to prevent this from happening.

However, one web site has come forward to address all of these issues. It securely moves your data and documents over the Internet encrypted by the same method used by financial institutions to move their sensitive data. It encrypts your documents on the server at the same level of encryption the government uses for their top-secret documents. It also has a unique, multi password system providing a further layer of security and privacy. With these safeguards in place it is easy to see why this web sites motto is “Even we cant read your documents.”

If you have electronic information that must be protected from the two threats to your data, loss and theft, then you need to check out the web site referenced in my bio or “About the Author” section. Do it now before its too late.

Isn’t That Illegal?

Yes, using credit cards fraudulently is illegal. This article is absolutely not suggesting that you make up and use a credit card number. You should also never use credit cards belonging to other people.

Below is a summary of new services the credit card companies have created to make online credit card use more secure.

How Does It Work?

It is more appropriate to use the terms “temporary credit card numbers” or “single-use credit card numbers” rather than “fake credit card numbers.”

Some credit card issuers allow customers to generate and use a credit card number that is different from the number on their plastic credit card.

Current Online Security Measures

Security-conscious online buyers should only submit their credit card numbers to web sites that are secured by Secure Socket Layer (SSL) encryption. You can tell if a web page is secure by looking for the following signs:

1. The page address in the browser address bar begins with https. The extra “s” means secure. Normal web page addresses begin with http.

2. The browser will usually display a closed lock or a complete key symbol when you are at a secure page.

3. Clicking or double-clicking the closed lock symbol (or the security symbol your browser uses) will usually show the security information for that website.

4. Secure (https) web pages will encrypt (scramble) your credit card information before sending it across the public internet. Chances are that a human being will never even view the information.

That Sounds Secure Enough. Why Do We Need Single-Use Credit Card Numbers?

It is a bonus to the consumer any time a vendor can provide an extra layer of security. Online credit card consumers can generate a separate credit card number for each online purchase, if they wish.

This easy-to-use extra security measure makes consumers more confident about buying with credit cards over the internet. Anyone who did view your information in transit would see only your encrypted information. Encrypted information looks like gibberish to everyone except the credit card company’s computer.

Additionally, it is no longer necessary to submit online the credit card number imprinted on your physical credit card.

Will They Run Out Of Credit Card Numbers?

No! Assume that Earth’s population is about 6 billion people. Most credit card numbers have 16 digits in this familiar pattern: nnnn-nnnn-nnnn-nnnn. Assume that each digit in a credit card number can assume any value between 0 and 9.

That works out to be almost 1.7 million credit card numbers available to every man, woman, and child on Earth!

Even if the first 4 digits are reserved for some reason, there are still about 170 credit card numbers available for every person on the planet. In short, the credit card companies will not run out of single-use credit card numbers.

How Are They Different From My Real Credit Card Number?

They are as valid as your plastic credit card to online merchants. Each single-use credit card number is linked to your primary credit card account. Purchases made with single-use numbers appear on your monthly statement. Refunds made to single-use numbers will appear as credits on your monthly statement.

OK, What’s The Bad News?

There are certain circumstances under which you should not use a single-use credit card number to make an online purchase. This author learned from experience not to use a single-use number at home to purchase movie tickets from a popular online ticket vendor.

The problem occurred because the machine at the movie theater that dispenses the online movie tickets requires the insertion of your real plastic credit card. If you did not use your real credit card number to buy the tickets, the machine will not release your tickets.

Any online purchase that requires you to present your physical credit card at the venue should only be made with the number on your physical credit card. Web sites that sell movie and other tickets will warn you of this.

Furthermore, your online ticket purchase will come with a confirmation number. Write or print that number and take it with you in case of problems.

Conclusion

Single-use credit card numbers are easy to generate, make online buying safer and more secure, and give consumers extra confidence when making online purchases. Call your credit card company or visit their website to learn if it offers this extra peace of mind on your credit card account.

Use the links following this article to learn more about cash rebate credit cards and gas credit cards.